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Coverage & Fraud
KPM LAW defends facilities hosting sports and entertainment events, along with promoters, brokers and production groups in music and entertainment. We also represent professional, scholastic and youth sports leagues, administrators and coaches.
Excellence
Overview
KPM LAW, the insurance counsel leader in insurance fraud investigations for over three decades, celebrates a distinguished history as innovative, forward-thinking coverage and fraud attorneys serving regional, national, and international carriers. Our attorneys work closely with law enforcement and industry fraud experts to assist with all aspects of fraud investigations, such as background investigation, prior claims history, obtaining documents and conducting Examinations Under Oath to reach the truth. Experienced and knowledgeable, our attorneys achieve results through a tireless effort to determine if a claim should be paid or denied, analyzing every provision justified under a policy.
Likewise, KPM LAW approaches coverage matters in the same way. Skilled in drafting coverage opinions, coverage breach of contract litigation, declaratory judgment actions, first-party claims, appraisals and bad faith litigation, KPM's Attorneys are recognized industry leaders, consistently earning A.M. Best's 'Recommended Insurance Attorneys' designation.
A Legacy of Excellence in Coverage & Fraud Defense
KPM LAW has been the insurance counsel leader in coverage and fraud investigations for over three decades — consistently earning A.M. Best's 'Recommended Insurance Attorneys' designation through exceptional client satisfaction and industry excellence.
A.M. Best Recommended
Our strategically located offices coordinate a network of law enforcement contacts and certified fraud investigators — enabling rapid, thorough investigation of every suspicious claim.
Over Three Decades of Fraud Leadership
Our strategically located offices coordinate a network of law enforcement contacts and certified fraud investigators — enabling rapid, thorough investigation of every suspicious claim.
Serving Carriers at Every Scale
From regional carriers to national and international insurers, KPM provides recognized coverage expertise and administrative backing across both state and federal court systems.
Full Spectrum Coverage Tools
KPM's extensive experience in EUOs, bad faith defense, arbitration, and declaratory judgment gives every client a full spectrum of coverage tools to resolve disputes efficiently.
A Partner You Can Rely On
KPM has been the insurance counsel leader in fraud investigations and coverage analysis for over two decades — serving regional, national, and international carriers with the same dedication, speed, and precision on every claim we handle.
Our team brings to every matter the expertise of experienced coverage litigators, certified fraud investigators, and law enforcement contacts — working together to determine quickly and accurately whether a claim should be paid or denied, and to defend that determination with authority.
A well-respected name in the insurance industry comes from delivering accurate, defensible decisions quickly — KPM has been doing exactly that for carriers across the nation for over 35 years.
Rapid Fraud Investigation
Detailed Coverage Opinion Letters
Declaratory Judgment Actions
Bad Faith & EUO Defense
Areas & ClaimsDefended
KPM LAW has defended regional, national, and international insurance carriers against fraudulent claims and complex coverage disputes across Virginia, Maryland, D.C., West Virginia, and North Carolina for over two decades — consistently earning A.M. Best's 'Recommended Insurance Attorneys' designation.
- Insurance fraud investigation and denial defense
- Coverage analysis and detailed opinion letters
- Declaratory judgment actions
- Examinations under oath (EUO)
- Bad faith litigation defense
- Arbitration and mediation
- Policy interpretation and coverage disputes
- Assigned and unassigned claims counsel
- Coordination with law enforcement and fraud investigators
- Regional, national, and international carrier representation
Count on KPM
KPM's coverage and fraud defense team combines certified fraud investigators, law enforcement contacts, and experienced coverage litigators to rapidly assess every suspicious claim, deliver airtight opinion letters, and pursue declaratory judgments with authority.
- Rapidly investigate claims using our network of law enforcement and fraud investigation professionals
- Analyze every policy provision and provide detailed, defensible coverage opinions
- File declaratory judgments and litigate unresolved coverage disputes with precision
- Navigate both state and federal court systems with recognized administrative and regulatory expertise
What You Can Expect
Insurance carriers trust KPM's coverage and fraud team for two decades of investigative leadership, A.M. Best recognition, and a comprehensive toolkit spanning EUOs, bad faith defense, arbitration, and declaratory judgment actions.
Q&A: Access to experienced attorneys providing legal advice on both assigned and unassigned coverage and fraud claims.
Communication: Timely communication, prompt return of all calls and emails, and exceptional responsiveness.
Annual Legal Updates: Regional summary of laws and rulings affecting coverage and fraud defense.
News Articles: Periodic updates on legal issues affecting carriers and fraud investigators.
Educational Opportunities: Special events on coverage law, fraud detection, and claims investigation practices.
Coverage and fraud investigations demand speed, precision, and deep carrier expertise — KPM’s two decades of leadership and consistent A.M. Best recognition make us the partner carriers trust for the most challenging claims.
How We Protect Your Carrier
Investigate rapidly and thoroughly.
We deploy our network of fraud investigators and law enforcement contacts immediately to gather facts and assess the legitimacy of every claim.
Deliver precise coverage opinions.
We analyze every policy provision and produce detailed, legally defensible opinion letters that clearly establish the coverage position.
Resolve with authority and precision.
Whether through declaratory judgment, EUO, mediation, or litigation, we resolve every coverage dispute with speed, precision, and authority.
