Gary Reinhardt 

Managing Partner





Coverage and Fraud

Kalbaugh, Pfund & Messersmith, the insurance counsel leader in insurance fraud investigations for over two decades, celebrates a distinguished history as innovative, forward-thinking coverage and fraud attorneys serving regional, national and international carriers. Our strategically located offices are able to effectively respond to claims with a network of highly knowledgeable law enforcement and fraud investigators dedicated to conducting a thorough claims investigation quickly and efficiently.

Experienced and knowledgeable, our attorneys achieve results through a tireless effort to determine if a claim should be paid, or if an insurance fraud denial is appropriate. Count on an experienced team working on your behalf to analyze every provision justified under a policy, prepare detailed opinion letters, file declaratory judgments, mediate disputes, and litigate unresolved cases.

Our coverage team boasts extensive experience in bad faith litigation, fraud, examinations under oath, and coverage litigation, as well as arbitration and mediation, often avoiding the costs associated with court proceedings. Our attorneys are adept at responding to the unique nature of every client and every case with a vast network of informed and innovative professionals poised to act on behalf of those we represent with thoroughness, sensibility and precision.

KPM’s Insurance Coverage Attorneys are recognized industry leaders, providing clients valuable administrative and regulatory backing and experienced support in navigating both state and federal court systems. Kalbaugh, Pfund & Messersmith has consistently earned A.M. Best’s “Recommended Insurance Attorneys” designation, an honor bestowed upon the firm for exceptional client satisfaction and industry excellence.